Welcome to United Agencies Small Business Insurance Division

We help small businesses buy insurance. We shop your coverage to many carriers, and then we help you navigate the confusing waters of business insurance, expediting your coverage. We operate across the entire United States and we're typically capable of responding with helpful suggestions within 48 hours of your initial contact with our office. We like helping people to solve their business insurance problems! (see United Agencies Newsletter)

“United helped us to implement our business insurance program. We received an unexpected bonus: friendly and useful advice. We also got a reasonable price and a good insurance policy. I recommend these folks to every business I know.”
              - A.C. of Columbus Ohio

“Thank you for your endorsement of our company. I attribute your satisfaction to the people that serve our customers. Our staff members are the key to our success, and yours. We'll always do our best to deliver meaningful, value added service, broad policies and reasonable pricing”, says Mr. Coates, founder of the firm.

Dana Coates, United Agencies, Inc. - United Western Division,  President

Dana Coates

Customer Service event quote

As a member of United Agencies, we provide virtually all forms of insurance services 
to businesses throughout the USA:

Small Business Insurance Quick Coverage:

Small Business Insurance Policy coverage can be arranged in a short period of time through quality insurance carriers. Even though we have the buying power of a $200 million dollar company, our focus is on Small Business Insurance, and we specialize in this area.

With its roots dating back to 1918, United Agencies enjoys a history that establishes them as a highly respected senior member of the insurance community.

Working directly with our experienced team members will ensure that you get what you expect when you have a claim or call for help, including the expert value added services we are well known for.

Specialized Insurance Services:

Although the company provides services to several large nationally operated businesses, our strength lies in providing the general business insurance needs of companies with less than 500 employees.

This website represents a special division within our network called "The Small Business Insurance Center", which focuses on smaller regional customers.

This division is easily accessible on the Net by using the link to this site: www.tsbic.com

  

Technology-specific Policies:

With online instantantaneous quotes for ISP / WISP companies and other technology firms, including insurance coverage for the Machine Shop Industry, and Construction Contractors, buyers can receive quotes quickly and policy coverage is usually activated the same day.

D and O Liability Insurance Coverage:

Directors & Officers Liability, Employment Practices Liability and Professional Errors & Omissions Liability (also known as E & O or Malpractice) are key areas of our focus. (Click for D&O Application)

Health & Disability Insurance:

Other areas in which we provide immediate solutions include Group Health and Hospitalization, and Workers' Compensation

Click for Group Health Risk Evaluation Questionnaire
Click for Group Health Census Form

Insurance For Non-profit Organizations

Scouting, summer camp, YMCA, churches, etc.

Motorcycle Insurance Program

Another of our specialized services is our Motorcycle Insurance Program that allows riders to activate coverage instantly by use of their credit card at BrosClub.org

United is staying ahead by blazing the trail.

Tips for Managers & Board Members of Non-Profit Organizations

March 16th, 2014
Not-For Profit Tips for Managers & Board Members

I work with families who have private foundations, I also provide risk management services to many Non-Profit Organizations and I arrange insurance coverage for most of these. Board members frequently ask for a "quick reference guide" to the insurance needs and some of the basic risks that "typical" not for profit organizations face.

Is he really an "independent contractor" or are you just in denial...

February 17th, 2014
Employee or 1099

REVENUE RULING 87-41 - FACTORS FOR DETERMINING IF INDEPENDENT CONTRACTOR STATUS APPLIES

Why should you choose symbol ?1? for liability coverage on a commercial auto insurance policy?

February 4th, 2014
Commercial Auto Symbol 1

To a non-insurance person, this may sound like a bunch of gobbledygook... Let's see if we can help to make sense of it all. Commercial auto insurance policies protect several different parties; the business to which the vehicle is registered, you as the owner of the business, the vehicle itself and others. Insurance carriers are able to expand or restrict who is insured by using special codes when they build the policy for your company. In insurance lingo these codes are referred to as "symbols" or more specifically, coverage symbols.

How to Survive an OSHA audit

January 17th, 2014
OSHA Inspection of workplace

OSHA may find its way to your location, if they do, you need to be prepared.

Let's walk through your front door, do you already have an OSHA 300 Log readily available in a folder for easy access in the entry area of your business? Oh, someone told you that unless you have more than 20 employees you don't need it? WRONG, don't become a victim of relying on incorrect information...

Here's a fill able version of the OSHA 300 Log that you are free to download and complete: click here for the PDF version. If you would like my assistance to complete the form, contact me it's free too.

Be prepared for a visit - Plan for an inspection -
Don't be caught off guard, it could cost you big buck$

Indicators of Workers' Compensation Claimant Fraud

January 5th, 2014
Help to prevent or reduce work related fraud

In most states, workers' compensation is considered "no fault," meaning that any injury incurred by an employee, regardless of the cause or nature of the accident, is covered by one's workers' compensation policy.

For more blogs like this one, please visit AskDanaCoates.com

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