Welcome to United Agencies Small Business Insurance Division

We help small businesses buy insurance. We shop your coverage to many carriers, and then we help you navigate the confusing waters of business insurance, expediting your coverage. We operate across the entire United States and we're typically capable of responding with helpful suggestions within 48 hours of your initial contact with our office. We like helping people to solve their business insurance problems! (see United Agencies Newsletter)

“United helped us to implement our business insurance program. We received an unexpected bonus: friendly and useful advice. We also got a reasonable price and a good insurance policy. I recommend these folks to every business I know.”
              - A.C. of Columbus Ohio

“Thank you for your endorsement of our company. I attribute your satisfaction to the people that serve our customers. Our staff members are the key to our success, and yours. We'll always do our best to deliver meaningful, value added service, broad policies and reasonable pricing”, says Mr. Coates, founder of the firm.

Dana Coates, United Agencies, Inc. - United Western Division,  President

Dana Coates

Customer Service event quote

As a member of United Agencies, we provide virtually all forms of insurance services 
to businesses throughout the USA:

Small Business Insurance Quick Coverage:

Small Business Insurance Policy coverage can be arranged in a short period of time through quality insurance carriers. Even though we have the buying power of a $200 million dollar company, our focus is on Small Business Insurance, and we specialize in this area.

With its roots dating back to 1918, United Agencies enjoys a history that establishes them as a highly respected senior member of the insurance community.

Working directly with our experienced team members will ensure that you get what you expect when you have a claim or call for help, including the expert value added services we are well known for.

Specialized Insurance Services:

Although the company provides services to several large nationally operated businesses, our strength lies in providing the general business insurance needs of companies with less than 500 employees.

This website represents a special division within our network called "The Small Business Insurance Center", which focuses on smaller regional customers.

This division is easily accessible on the Net by using the link to this site: www.tsbic.com

  

Technology-specific Policies:

With online instantantaneous quotes for ISP / WISP companies and other technology firms, including insurance coverage for the Machine Shop Industry, and Construction Contractors, buyers can receive quotes quickly and policy coverage is usually activated the same day.

D and O Liability Insurance Coverage:

Directors & Officers Liability, Employment Practices Liability and Professional Errors & Omissions Liability (also known as E & O or Malpractice) are key areas of our focus. (Click for D&O Application)

Health & Disability Insurance:

Other areas in which we provide immediate solutions include Group Health and Hospitalization, and Workers' Compensation

Click for Group Health Risk Evaluation Questionnaire
Click for Group Health Census Form

Insurance For Non-profit Organizations

Scouting, summer camp, YMCA, churches, etc.

Motorcycle Insurance Program

Another of our specialized services is our Motorcycle Insurance Program that allows riders to activate coverage instantly by use of their credit card at BrosClub.org

United is staying ahead by blazing the trail.

IRS Clarifies Rule on Individual or Exchange Coverage for Employees

June 1st, 2014
IRS is after you

On May 16, 2014, the Internal Revenue Service (IRS) issued an FAQ response to clarify whether employers can provide added compensation to employees, so they may purchase individual health coverage.

The 5 coverage?s you probably think you already have, but probably don?t?

June 1st, 2014
Risk that is probably uninsured by current policy

Business Owners Take Heed ?

The 5 coverage?s you probably think you already have, but probably don?t?

Cyber-Security LiabilityEmployment Related Litigation such as Wrongful Termination

Errors in business judgment that lead to claims by others against your company

Mismanagement of employee benefits, even when administered by 3rd parties

Tips for Managers & Board Members of Non-Profit Organizations

March 16th, 2014
Not-For Profit Tips for Managers & Board Members

I work with families who have private foundations, I also provide risk management services to many Non-Profit Organizations and I arrange insurance coverage for most of these. Board members frequently ask for a "quick reference guide" to the insurance needs and some of the basic risks that "typical" not for profit organizations face.

Is he really an "independent contractor" or are you just in denial...

February 17th, 2014
Employee or 1099

REVENUE RULING 87-41 - FACTORS FOR DETERMINING IF INDEPENDENT CONTRACTOR STATUS APPLIES

Why should you choose symbol ?1? for liability coverage on a commercial auto insurance policy?

February 4th, 2014
Commercial Auto Symbol 1

To a non-insurance person, this may sound like a bunch of gobbledygook... Let's see if we can help to make sense of it all. Commercial auto insurance policies protect several different parties; the business to which the vehicle is registered, you as the owner of the business, the vehicle itself and others. Insurance carriers are able to expand or restrict who is insured by using special codes when they build the policy for your company. In insurance lingo these codes are referred to as "symbols" or more specifically, coverage symbols.

For more blogs like this one, please visit AskDanaCoates.com

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